{"id":1551,"date":"2026-04-15T11:18:51","date_gmt":"2026-04-15T08:18:51","guid":{"rendered":"https:\/\/dev.oun.fi\/buying-your-first-home-step-by-step-a-checklist-for-your-pocket\/"},"modified":"2026-06-13T08:32:35","modified_gmt":"2026-06-13T05:32:35","slug":"first-home-buying-guide","status":"publish","type":"page","link":"https:\/\/dev.oun.fi\/en\/first-home-buying-guide\/","title":{"rendered":"Buying your first home step by step &#8211; a checklist for your pocket"},"content":{"rendered":"<div data-spectra-id=\"spectra-mnzq3i9y-jxglzz\"\tstyle=\"overflow: visible;--spectra-background-color: #0f172a\" class=\"spectra-is-root-container alignfull spectra-overlay-color spectra-overflow spectra-background-color wp-block-spectra-container\" data-orientation=\"vertical\"\t>\n\t\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-e43bea42\"><h2 class=\"uagb-heading-text\">Buying your first home step by step &#8211; a checklist for your pocket<\/h2><\/div>\n\n\n\n<p class=\"has-text-align-center has-text-color has-link-color wp-elements-d845c69ee9fe67a71041e81d234af024 wp-block-paragraph\" style=\"color:#f1ece4\">Buying your first home is probably the single biggest decision of your life. And yet most people do it without any plan &#8211; running around the showrooms, falling in love with the finishes and forgetting to ask the most important questions.<br>We&#8217;ve put together a guide to take you through every step of the process. From planning to getting the keys.  <\/p>\n\n\n\n<figure data-spectra-id=\"spectra-mnzr6ihk-yqo4qf\" class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"433\" height=\"650\" src=\"https:\/\/dev.oun.fi\/wp-content\/uploads\/2026\/04\/pexels-photo-7641903-7641903.jpg\" alt=\"A happy couple holding the keys to their first home\" class=\"wp-image-1546\"  title=\"Buying your first home step by step - a checklist for your pocket\" srcset=\"https:\/\/dev.oun.fi\/wp-content\/uploads\/2026\/04\/pexels-photo-7641903-7641903.jpg 433w, https:\/\/dev.oun.fi\/wp-content\/uploads\/2026\/04\/pexels-photo-7641903-7641903-200x300.jpg 200w\" sizes=\"(max-width: 433px) 100vw, 433px\" \/><\/figure>\n\n<\/div>\n\n\n<div data-spectra-id=\"spectra-mnzqcae1-ofnag3\"\tstyle=\"overflow: visible;--spectra-background-color: #f1ece4\" class=\"spectra-is-root-container alignfull spectra-overlay-color spectra-overflow spectra-background-color wp-block-spectra-container\" data-orientation=\"vertical\"\t>\n\t\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-9f9b5732\"><h2 class=\"uagb-heading-text\">What the guide contains<\/h2><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 1 &#8211; Planning<\/strong> Schedule, type of housing, financing. Before you look at any property. <br><br><strong>Step 2 &#8211; Preparation<\/strong> How to look for items, what to look at on the screen &#8211; and why good company is more important than great surfaces.<br><br><strong>Step 3 &#8211; Investigate<\/strong> What documents to ask for, what to look for and how to identify warning signs before it&#8217;s too late.<br><br><strong>Step 4 &#8211; Action!<\/strong> Purchase offer, negotiation and transaction What to record, what to check and what not to forget.<br><br><strong>Step 5 &#8211; Checklist<\/strong> All your checkpoints on one page.  <br><br>Print and sign with a tick.<\/p>\n\n<\/div>\n\n\n<div data-spectra-id=\"spectra-mnzqnr4q-zcg2cf\"\tstyle=\"overflow: visible;--spectra-background-color: #0f172a\" class=\"spectra-is-root-container alignfull spectra-overlay-color spectra-overflow spectra-background-color wp-block-spectra-container\" data-orientation=\"vertical\"\t>\n\t\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-45c21434\"><h2 class=\"uagb-heading-text\">Why this guide is different<\/h2><\/div>\n\n\n\n<p class=\"has-text-align-center has-text-color has-link-color wp-elements-be4eae93fcbe19b9061a1bc7ebbef16b wp-block-paragraph\" style=\"color:#f1ece4;font-size:16px\">Bank guides will tell you about loans. Real estate agents&#8217; guides tell you about buying. OUN&#8217;s guide tells you what happens in and around it &#8211; the things no one else pays attention to until it&#8217;s too late.  <br><br>Like the documents of the housing company. Or why a bad apartment in a good company is a better buy than a great apartment in a bad company. <br><br>The guide is free of charge. No commitments, no spam. <\/p>\n\n<\/div>\n\n\n<div data-spectra-id=\"spectra-mnzqvzw0-wl3gz8\"\tstyle=\"overflow: visible;--spectra-background-color: #21b4a6\" class=\"spectra-is-root-container alignfull spectra-overlay-color spectra-overflow spectra-background-color wp-block-spectra-container\" data-orientation=\"vertical\"\t>\n\t\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-19efef17\"><h2 class=\"uagb-heading-text\">Subscribe to the guide by email<\/h2><\/div>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-e7af3443604016056b5ac8d48abe73fa wp-block-paragraph\" style=\"font-size:18px\">Free of charge. No commitments, no spam. <\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><\/div>\n\n\n<div id=\"oun-opas-form\" style=\"max-width:480px;margin:1.5rem auto 0;\"><div id=\"oun-form-content\"><div style=\"margin-bottom:1rem;\"><label for=\"oun-email\" style=\"display:block;font-size:0.85rem;font-weight:600;margin-bottom:0.4rem;color:#ffffff;\">Email address *<\/label><input type=\"email\" id=\"oun-email\" placeholder=\"your@email.com\" style=\"width:100%;padding:0.75rem 1rem;border:1.5px solid #dde8e7;border-radius:8px;font-size:0.95rem;outline:none;\" oninput=\"ounUpdateBtn()\"><\/div><div style=\"margin-bottom:1.25rem;\"><label style=\"display:flex;align-items:flex-start;gap:0.6rem;font-size:0.82rem;color:rgba(255,255,255,0.9);cursor:pointer;\"><input type=\"checkbox\" id=\"oun-privacy\" onchange=\"ounUpdateBtn()\" style=\"margin-top:2px;flex-shrink:0;accent-color:#21B4A6;width:15px;height:15px;\"><span>I have read and accept the <a href=\"\/en\/privacy-policy\/\" style=\"color:#ffffff;text-decoration:underline;font-weight:700;\">privacy policy<\/a> and consent to my data being stored for the purpose of delivering the guide.<\/span><\/label><\/div><div id=\"oun-error\" style=\"display:none;background:#fff0f0;border:1.5px solid #e05555;border-radius:8px;padding:0.7rem 1rem;font-size:0.85rem;color:#c03333;margin-bottom:1rem;\"><\/div><button id=\"oun-btn\" onclick=\"ounSubmit()\" disabled style=\"width:100%;padding:0.9rem;background:#0F172A;color:white;border:none;border-radius:10px;font-size:1rem;font-weight:700;cursor:pointer;opacity:0.4;transition:all 0.2s;\">Send me the guide \u2192<\/button><p style=\"font-size:0.75rem;color:rgba(255,255,255,0.8);margin-top:0.7rem;text-align:center;\">Free. No commitment, no spam.<\/p><\/div><div id=\"oun-success\" style=\"display:none;text-align:center;padding:1.5rem 0;\"><div style=\"width:56px;height:56px;background:#21B4A6;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 1rem;font-size:1.5rem;color:white;\">\u2713<\/div><h3 style=\"font-size:1.2rem;margin-bottom:0.5rem;\">Guide on its way!<\/h3><p style=\"font-size:0.875rem;color:rgba(255,255,255,0.8);\">Check your inbox \u2013 don't forget spam!<\/p><\/div><\/div><script>function ounUpdateBtn(){const e=document.getElementById('oun-email').value,p=document.getElementById('oun-privacy').checked,b=document.getElementById('oun-btn'),v=\/^[^\\s@]+@[^\\s@]+\\.[^\\s@]+$\/.test(e);b.disabled=!(v&&p);b.style.opacity=(v&&p)?'1':'0.4';b.style.cursor=(v&&p)?'pointer':'not-allowed';}async function ounSubmit(){const e=document.getElementById('oun-email').value.trim(),b=document.getElementById('oun-btn'),err=document.getElementById('oun-error');err.style.display='none';b.disabled=true;b.textContent='Sending...';try{const r=await fetch('https:\/\/fhrwnuginyggiakwtxpo.supabase.co\/functions\/v1\/subscribe-guide',{method:'POST',headers:{'Content-Type':'application\/json','apikey':'eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJpc3MiOiJzdXBhYmFzZSIsInJlZiI6ImZocndudWdpbnlnZ2lha3d0eHBvIiwicm9sZSI6ImFub24iLCJpYXQiOjE3NzI0NDk5NjgsImV4cCI6MjA4ODAyNTk2OH0.rJ4yb2IxP_zdGlvr0cTzE9W_60sCqtzvnv9ITMB_Ii0','Authorization':'Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJpc3MiOiJzdXBhYmFzZSIsInJlZiI6ImZocndudWdpbnlnZ2lha3d0eHBvIiwicm9sZSI6ImFub24iLCJpYXQiOjE3NzI0NDk5NjgsImV4cCI6MjA4ODAyNTk2OH0.rJ4yb2IxP_zdGlvr0cTzE9W_60sCqtzvnv9ITMB_Ii0'},body:JSON.stringify({email:e,lang:'en',resend:false})});const d=await r.json();if(d.status==='already_subscribed'){err.textContent='The guide was already sent to you. 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